Natural disasters do not occur everyday. However, everyone faces the risk of becoming a victim of a natural disaster. In order to properly plan and protect your family and property you must be aware of the hazards you face. No plan can be complete without insurance coverage against potential damage and loss.  It is important to know exactly what coverage you may need and what coverage is available to protect your property against all of the natural hazards it may be exposed to so that you are not under insured or not insured at all. Check with your insurance company or local insurance agent.

FEMA strongly encourages property owners and renters to fully explore their insurance needs and obtain adequate coverage before a disaster strikes.

Staying informed is also a way to prepare your family. St. Louis County uses Nixle as one means of communicating weather watches and warnings to residents, click below to sign up:

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As a resident of St. Louis County you should be prepared for any of the following hazards: